Start with the mobile number
Enter the name and mobile number. If the number is registered with us, you will be logged in directly, and if it is new, we will create an account for you.
Your data is fully encrypted and protected
100% reliable tool
Finance calculator
Real estate
The most accurate real estate financing calculator in Egypt, designed to help you plan your residential future based on the latest initiatives of the Central Bank of Egypt.
Calculate the value of the monthly installment
Completely free
You don't need to register
Updated for 2026
How the real estate financing calculator works
The calculator relies on a set of precise variables to ensure that you get realistic numbers that match the conditions of Egyptian banks.
First step
Determine the unit price and the down payment amount that you can pay initially
Step two
Choose the appropriate repayment period and determine the interest segment (initiative or market rate).
Step three
View detailed results of the monthly installment and the total interest accrued.
Interest type
8%
3%
30%
10 years
5 years
30 years
1,500,000 EGP
500 thousand
10 million
20%
10%
80%
Approximate monthly installment
J.M
6,450
Financing value
1,200,000 EGP
Total Interest (Reducing Interest)
348,000 EGP
Comparing between decreasing interest and fixed interest,
The difference between decreasing interest and fixed interest is about
(0pounds) over the course of the loan
This calculator is based on the standard PMT equation for diminishing interest, which is the closest to the method of calculating real estate financing in Egyptian banks’ initiatives. Actual results may vary depending on bank assessment and additional fees.
Banks that support real estate financing initiatives
The calculator results are consistent with the standards of major Egyptian banks participating in the Central Bank’s initiatives.
Frequently asked questions
Reducing interest is a method of calculating interest based on the remaining amount of the loan after each payment, which means that the interest amount gradually decreases as time passes and more repayments are made.
The minimum monthly income required varies depending on the bank and the initiative, but generally ranges between 3,500 to 6,000 Egyptian pounds for initiatives supported by the Central Bank.
Choosing a repayment term depends on your monthly income and your ability to afford the installment. A longer term means a lower premium but a higher overall benefit, and vice versa.
The calculator is based on the same equations used in Egyptian banks and provides very accurate approximate results. Final results may vary slightly depending on each bank's policies.
You learned about the premium, are you really eligible?
Avoid bank rejection and start evaluating your creditworthiness now through our smart system.
Completely free
The result is immediate