100% reliable tool

Finance calculator
Real estate

The most accurate real estate financing calculator in Egypt, designed to help you plan your residential future based on the latest initiatives of the Central Bank of Egypt.

Calculate the value of the monthly installment
Completely free
You don't need to register
Updated for 2026
Modern home

How the real estate financing calculator works

The calculator relies on a set of precise variables to ensure that you get realistic numbers that match the conditions of Egyptian banks.

First step

Determine the interest segment (initiative or market rate) and Choose the appropriate repayment period.

Step two

Determine the unit price and the down payment amount that you can pay initially.

Step three

View detailed results of the monthly installment and the total interest accrued.

Interest type
8%
3% 30%
10 years
5 years 30 years
1,500,000 EGP
500 thousand 100 million
20%
10% 80%
Approximate monthly installment
Diminishing interest 8%
EGP 6,450
Financing value 1,200,000 EGP
Total Interest (Reducing Interest) 348,000 EGP

Comparing between decreasing interest and fixed interest,
The difference between decreasing interest and fixed interest is about (0pounds) over the course of the loan

This calculator is based on the standard PMT equation for diminishing interest, which is the closest to the method of calculating real estate financing in Egyptian banks’ initiatives. Actual results may vary depending on bank assessment and additional fees.

Banks that support real estate financing initiatives

The calculator results are consistent with the standards of major Egyptian banks participating in the Central Bank’s initiatives.

60%

Many real estate financing applications are rejected...

Due to poor selection of the financing program or mismatch of income conditions with the value of the unit.

Frequently asked questions

Reducing interest is a method of calculating interest based on the remaining amount of the loan after each payment, which means that the interest amount gradually decreases as time passes and more repayments are made.
The minimum monthly income required varies depending on the bank and the initiative, but generally ranges between 3,500 to 6,000 Egyptian pounds for initiatives supported by the Central Bank.
Choosing a repayment term depends on your monthly income and your ability to afford the installment. A longer term means a lower premium but a higher overall benefit, and vice versa.
The calculator is based on the same equations used in Egyptian banks and provides very accurate approximate results. Final results may vary slightly depending on each bank's policies.

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