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3 out of every 5 deals go wrong because of loneliness
Is your unit eligible for sale...?
Many real estate sales deals fall through because the unit does not meet the conditions for real estate financing. Evaluate your unit in minutes and know the chances of a successful sale before putting it on the market.
Quick evaluation
Without complication
Helps you before putting the unit up for sale
How the platform works
Five simple steps to know your unit's eligibility
An easy and simplified process designed specifically to save you the trouble of comparing different banks and financing systems.
1
Unit evaluation
We determine the extent to which your unit matches the real estate financing conditions
2
Document review
We examine property papers, licenses and utility contracts
3
Matching financing conditions
We compare the unit with the standards of approved banks
4
Approval of the deal
The bank issues approval and signs the official contract
5
Receiving receivables
You get the full price of the unit safely and quickly
Why is selling with financing safer?
A clear comparison between selling through real estate financing and traditional cash selling
| item | Financing sales | Cash sale |
|---|---|---|
| Jupiter power | Bank approved buyer | Possibility of a sudden decline |
| Clarity of procedures | Documented and formal steps | Unorganized procedures |
| Legal verification | Certified document inspection | High legal risks |
| The possibility of the deal falling through | Very low | High |
| Collection security | Direct bank transfer | Monetary risk |
| Duration to complete the sale | Specific and known | Duration not guaranteed |
What should your unit have?
Six basic conditions to be eligible for real estate financing
Residential use
The unit must be designated for housing and not commercial activity.
Complete finishing
The unit is delivered with super-luxe or complete finishing.
Licensing and legal
A valid building permit and sound legal standing.
Facilities
Connecting electricity, water and gas to official meters.
Taxes
Payment of real estate tax until the date of sale.
Price range
The unit price is consistent with bank financing limits.
Required documents
Depending on your unit type, choose the appropriate tab
A copy of a valid national ID card
Modern salary vocabulary approved by the employer
A letter stating salary and length of service
Bank statement for the last 6 months
Tax certificate and original employment contract
I-Score credit inquiry report
A copy of a valid national ID card
A recent extract from the commercial register
Valid tax card
Bank statement for the last 12 months
Net income certificate from the chartered accountant
I-Score credit inquiry report
A copy of a valid national ID card
Statement of pension from social insurance
Bank statement for the last 6 months
Registration certificate from the Pensions Authority
Recent facilities receipt
I-Score credit inquiry report
Official document
Real estate transactions certificate
An official certificate proving the legal status of your unit and its suitability for sale with real estate financing. Banks require it before approving the deal to guarantee the rights of the seller and buyer.
How do you get it?
1
Enter the Egypt Digital Portal digital.gov.eg
2
Choose the “Real Estate Registration — Real Estate Transactions” service
3
Enter unit data and upload the required documents
4
Pay the fees electronically
5
Receive the certificate within limited business days
Common reasons for rejection
Why do deals fail?
Learn about the most common reasons for units being rejected by banks so you can avoid them before offering your unit for sale.
1
Licensing problems and lack of validity of building permits.
2
Incomplete basic facilities and services.
3
Absence or incorrectness of basic documents.
4
The unit does not comply with bank financing conditions.
60%
Of failed deals due to the unit itself
Legal guarantees
Safe sale under official supervision
Reference document
Your rights are fully reserved
All operations are carried out under the supervision of the Financial Supervision Authority and in accordance with Law 148 of 2001 regulating real estate financing in Egypt.
Under FRA supervision
The Financial Supervisory Authority monitors all operations
Notarized contracts
Every step is documented in the real estate register and in the bank
Seller protection
Secure collection of receivables via direct bank transfer
Find out your unit eligibility before you lose the deal
A quick and comprehensive evaluation that shows you the chances of a successful sale with real estate financing before putting the unit on the market.
Quick initial assessment
Helps you before marketing
Shows the chances of a successful sale